FOR PEOPLE AND FAMILIES · YOUR PROTECTIONS

What they cannot charge you.

Coverage, kind of care, state, and where things stand. The answer is the list of rules that protect you on this bill, with the citation and the next step for each.

Five questions

Nothing is stored

Choose the state so state rules can be included.

WHY THIS MATTERS

Most people do not know what they cannot be charged.

Nearly eight in ten Americans know little or nothing about the surprise-billing protections that took effect in 2022, and most who do not dispute a bill say it is because they did not know they could. Five answers tell you which rules protect you and what to send.

RVU-based Medicare benchmark, before payer adjustments, OPPS caps, sequestration, and patient cost sharing. An estimate, not a payment guarantee.